Does PadSplit report to Credit Agencies?
Last updated April 11, 2023
We currently report on time payments to Equifax and TransUnion via a third-party service provider, Esusu Financial. Why? We report membership payments in an effort to better serve our members and help them build up their credit histories. We've seen 95% of our Members increase their credit score, and over 2,700 Members establish a credit score for the first time.
The process for you to check your progress is very simple.
- You can visit this link: https://esusurent.com/tenants/
- Download the app on IOS or Android
- Follow the KYC prompt and your credit scores should appear
Tips for looking at your credit reports:
- PadSplit will appear as the reporting data furnisher on your Equifax credit report. Esusu Financial will appear as the reporting data furnisher on your TransUnion credit report.
- If you don't see our reporting immediately that's OK. Esusu reports payments to the bureaus on a monthly basis, and the bureaus factor that data into credit scores after completing their own quality control reviews. It typically takes between 2 to 8 weeks before a member’s reported payments will appear on their credit report.
- For more information on Esusu, please see Esusu FAQ
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