Does PadSplit report to Credit Agencies?
Last updated September 30, 2024
We currently report payments to Equifax and TransUnion via a third-party service provider, Esusu Financial. Why? We report membership payments in an effort to better serve our members and help them build up their credit histories. We've seen 95% of our Members increase their credit score, and over 2,700 Members establish a credit score for the first time.
The process for you to check your progress is very simple.
You can visit this link:
https://esusurent.com/tenants/
Download the app on IOS or Android
Follow the KYC prompt and your credit scores should appear
Tips for looking at your credit reports:
PadSplit will appear as the reporting data furnisher on your Equifax credit report. Esusu Financial will appear as the reporting data furnisher on your TransUnion credit report.
If you don't see our reporting immediately that's OK. Esusu reports payments to the bureaus on a monthly basis, and the bureaus factor that data into credit scores after completing their own quality control reviews. It typically takes between 2 to 8 weeks before a member’s reported payments will appear on their credit report.
For more information on Esusu, please see